Risk Management

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Featured Video

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Featured Presentation

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Your DNA Test

Preparing for the unexpected can make all the difference if your family relies on your income.

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

Stay Safe with a B.O.P. At Your Back

Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

• Articles

  What to Look for in an Extended-Care Policy

  Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.

  Term vs. Permanent Life Insurance

  When considering life insurance, it's important to understand your options.

  Gap Insurance for Leased Cars

  If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

  Teen Drinking and Your Liability

  Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

  When Does Your Personal Car Become a Commercial Vehicle?

  At what point can you call a personal vehicle commercial?

  Life Insurance Myths: Debunked

  Whether you have life insurance through your work, are retired, or are raising a family, it pays to know the truth about life insurance coverage. Examine and debunk the five most common life insurance myths, and arm yourself with knowledge.

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• Calculators

  Assess Your Life Insurance Needs

  This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

  Long-Term-Care Needs

  Determine your potential long-term care needs and how long your current assets might last.

  Disability Income

  This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

  Lifetime of Earnings

  Estimate how much you have the potential to earn during your working years.

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• Presentations

  Protecting Those Who Matter Most

  The importance of life insurance, how it works, and how much coverage you need.

  Long-Term-Care Protection Strategies

  The chances of needing long-term care, its cost, and strategies for covering that cost.

  View all presentations

• Videos

  Your DNA Test

  Preparing for the unexpected can make all the difference if your family relies on your income.

  The Other Sure Thing

  Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

  Stay Safe with a B.O.P. At Your Back

  Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

  Extended Care: A Patchwork of Possibilities

  What is your plan for health care during retirement?

  The Wild West of Data Theft

  Learn about cyber liability insurance in this entertaining video.

  Dog Bites and Homeowners Insurance

  Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

  View all videos